90% of all natural disasters have some form of flooding.
To purchase flood insurance click here to get a quote now!
If a house is destroyed due to the collapse of the land it is built on, and the collapse is due to waves or currents of water, that would be considered a flood and would be covered.
There are some homeowner endorsements that will cover a back-up or overflow of sewers or drains or a sump-pump. These type losses sometimes do occur during flooding events. These endorsements will often have dollar limits substantially less than the flood policy
There are many things that you can do to protect your home and personal property. Click here to find out more.