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MAP YOUR FLOOD RISK

FLOOD Ed:

What you should know about floods, and then some.

James Skelton, Atlanta 2009

Play / 2:36
  • James Skelton, Atlanta 2009

    Play / 2:36

  • Rich Smith, Severe Rains

    Play / 2:28

  • Bertie Midgett, Hurricane Irene 2011

    Play / 2:54

  • Joel Lusk, De Moines IA

    Play / 3:31

  • Flooding from Heavy Rains

    Play / 2:47

  • Hurricane Katrina Levee Failure

    Play / 2:18

  • Mary Martin, Hurricane Irene 2011

    Play / 2:45

  • Becky Bently, Atlanta 2009

    Play / 2:23

  • Frank Billingsley, Tropical Storm Allison

    Play / 3:15

  • The Taylors, Atlanta 2009 Rains

    Play / 2:17

  • Two Flood Stories, Atlanta 2009

    Play / 3:05

Flood Quick Facts

  • Fact #1

    Collapse or subsidence of land and the insured house, along a shore of a body of water caused by waves or currents of water are considered a flood and are covered by this policy.

  • Fact #2

    Private insurance companies and the federal government recognized that their association would improve the overall success of the program. Accordingly, insurance companies administer the program, but the federal government funds the insurance.

  • Fact #3

    If a house is destroyed due to the collapse of the land it is built on, and the collapse is due to waves or currents of water, that would be considered a flood and would be covered.

  • Fact #4

    There are some homeowner endorsements that will cover a back-up or overflow of sewers or drains or a sump-pump. These type losses sometimes do occur during flooding events. These endorsements will often have dollar limits substantially less than the flood policy

  • Fact #5

    Overflows from sewer systems or sump pumps are not considered a flood unless a flood has caused the backup and overflow.

BREAKING FLOOD NEWS:

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